Something’s wrong

…when you can get more cash back on your credit card than you can earn on interest on your bank accounts (checking/savings accounts).

If that did not sink in, read the sentence above again. Then close your eyes and think what this means.  No one – the government, banks, corporations, the SYSTEM – wants you to save money. It’s all about spending, baby!

On one of my cards I get back 1.5%  on every dollar that I spend. On another, I get 1% guaranteed back, and 5% on various categories, which change every quarter. The 2nd card gives me anywhere between 2 to 3% cash back every month.

When compared to the rate offered by most banks, either brick-and-mortar or online, which is a pittance nowadays. You’d be lucky to get even 1% rate of interest on your checking or savings account.

Except, certain credit unions and small banks which offer over 4% interest on your saved up money. Use this link to see the rates in your area.

Now think about one reason why you would not avail these.

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…when you go to the theater to watch a Hindi movie and invariably there are babies/infants/toddlers who will cry out time and again.

How hard it is for Indian parents to either a) not go to a movie when you have a kid who is young enough to disrupt everyone else’s viewing time  b) get a baby-sitter at home, if you really can’t wait for the movie to come out on DVD? Apparently, quite hard.

Doesn’t fail to happen every single time  we go to watch a Hindi/Bollywood movie (which is not very often)!

And the strangest part of it all is that the same parents will never take their babies to a Hollywood movie. It is just somehow acceptable to take them to Hindi movies, where you know there will be an overwhelming majority of Indians. The thinking goes something like this: Oh, everyone is Indian there, they won’t mind my baby screaming at the top of its lung.

We DO mind. A lot.