…when you can get more cash back on your credit card than you can earn on interest on your bank accounts (checking/savings accounts).
If that did not sink in, read the sentence above again. Then close your eyes and think what this means. No one – the government, banks, corporations, the SYSTEM – wants you to save money. It’s all about spending, baby!
On one of my cards I get back 1.5% on every dollar that I spend. On another, I get 1% guaranteed back, and 5% on various categories, which change every quarter. The 2nd card gives me anywhere between 2 to 3% cash back every month.
When compared to the rate offered by most banks, either brick-and-mortar or online, which is a pittance nowadays. You’d be lucky to get even 1% rate of interest on your checking or savings account.
Except, certain credit unions and small banks which offer over 4% interest on your saved up money. Use this link to see the rates in your area.
Now think about one reason why you would not avail these.
…when you go to the theater to watch a Hindi movie and invariably there are babies/infants/toddlers who will cry out time and again.
How hard it is for Indian parents to either a) not go to a movie when you have a kid who is young enough to disrupt everyone else’s viewing time b) get a baby-sitter at home, if you really can’t wait for the movie to come out on DVD? Apparently, quite hard.
Doesn’t fail to happen every single time we go to watch a Hindi/Bollywood movie (which is not very often)!
And the strangest part of it all is that the same parents will never take their babies to a Hollywood movie. It is just somehow acceptable to take them to Hindi movies, where you know there will be an overwhelming majority of Indians. The thinking goes something like this: Oh, everyone is Indian there, they won’t mind my baby screaming at the top of its lung.
We DO mind. A lot.